Core Modules in Our Loan Management System
Loan Application
Allow customers or agents to submit loan applications online via a web portal or mobile app. Auto-capture loan type, amount, duration, purpose, and required KYC documents.
Loan Approval
Integrated with a custom rules engine for eligibility checks, scoring, and credit evaluation. Route applications through maker-checker workflows with multi-level authorization.
Loan Disbursement
Disburse approved loans digitally via NEFT, RTGS, UPI, or IMPS. Record all disbursement details and integrate with your core banking or accounting software.
EMI Management
Automatically calculate EMIs based on the interest rate and loan terms. Schedule repayments with SMS, WhatsApp, and email reminders. Flexible repayment options: monthly, weekly, or daily.
Collection Management
Monitor EMI collections, track overdue payments, auto-assign recovery agents, and generate actionable reports. Our system supports online and offline collection entry and reconciliation.
Reporting & Compliance
Generate audit logs, MIS reports, TDS statements, and RBI-compliant summaries. Complete document trails and access permissions ensure full transparency.
Deposit & Withdraw
Users have the flexibility to deposit money using either automated or manual gateways. Moreover, they have the option to withdraw funds through the withdrawal methods that the admin has integrated into the admin panel. This seamless process ensures convenient financial transactions for users, allowing them to manage their funds efficiently.
Beneficiary management
To initiate money transfers, users are required to add their beneficiaries to their accounts. This crucial step ensures that funds are securely directed to the intended recipients. Adding beneficiaries is a straightforward process that can be completed directly from the user panel. By offering this functionality within the user interface, the platform simplifies the management of beneficiaries for users, enhancing the overall convenience and efficiency of the transfer process
25+ payment gateways
This system boasts over 25 automatic payment gateways for depositing money, providing users with a wide array of options for convenient transactions. Additionally, administrators have the flexibility to incorporate other payment methods as manual gateways, further enhancing the versatility and accessibility of the platform’s financial services.
Other bank transfer
user can transfer money to any other local bank accounts by adding them as beneficiaries, Then Users can securely transfer funds to other bank accounts via wire bank transfer. This feature streamlines financial transactions, ensuring efficient money transfers for users, and user can transfer money to other accounts by adding them as beneficiaries
