Codepluse Gen pvt Ltd

Digital Banking System software

Codepluse Gen Private Limited offers a modern, scalable, and secure Digital Banking System in India designed to power neo-banks, small finance institutions, cooperative banks, and fintech startups. Built with API-first architecture, this platform helps you deliver fully digital banking experiences — including account creation, KYC verification, fund transfers, transaction tracking, mobile banking, and customer engagement tools — all in one integrated suite. Whether you're creating a full-stack neobank or embedding financial services into your app, Codepluse provides the tools, APIs, and compliance features you need to go live fast and scale securely.

Launch Your Own Neo-Banking Platform with API-Driven Digital Banking Software

Key Features of the Digital Banking Platform

Digital Account Opening (CASA)

Allow users to open savings or current accounts digitally using Aadhaar eKYC, PAN validation, video KYC, and OTP-based identity verification. Instant account activation with virtual or linked account numbers.

Fund Transfers (IMPS, NEFT, RTGS, UPI)

Enable secure, real-time money transfers via IMPS, NEFT, RTGS, and UPI, including internal wallet-to-bank or bank-to-wallet transactions. Auto-generate receipts and track settlement status in real time.

KYC & AML Compliance

In-built KYC engine with support for Aadhaar, PAN, voter ID, and live photo capture. Integrated AML checks, blacklist filters, and fraud flags to meet RBI compliance standards.

Mobile & Web Banking Dashboard

Deliver a branded mobile banking app and web portal where users can check balances, view transaction history, transfer funds, manage profiles, raise support tickets, and more.

Digital Statements & Mini-Statement

Auto-generate account statements with filters by date, transaction type, or payment channel. Support for PDF, email delivery, and WhatsApp sharing.

Alerts & Notifications

Real-time SMS, email, or WhatsApp notifications for every transaction, login, or suspicious activity. Includes customizable alerts and templates for improved customer trust.

Admin Dashboard & Reporting

Full control over users, KYC verification, account approvals, transaction logs, commission reports, user groups, and API usage stats. Includes downloadable MIS reports and audit logs.

Open API Architecture

All modules are available via RESTful APIs with token-based security and sandbox environments for developers. Ideal for fintech integrations, embedded banking, or BaaS models.

all in one integrated suite for Digital Banking

Neo-Banks & Digital-Only Banks
Fintech Wallet & Payment Apps
Small Finance
Cooperative Banks
Rural & Urban NBFCs
Embedded Finance Platforms
Loan & Credit Card Apps
Financial Inclusion Initiatives

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Digital Banking System